Back 

Health Insurance

Health Insurance

Health Insurance Main Page

EMPLOYER ROLES: HEALTH INSURANCE

Read how the federal Affordable Care Act (ACA) provides that larger employers with 50+ workers offer health insurance to workers, starting January 2015 or 2016, while small businesses have financial incentives already in place for 2014-2015, but with no mandate to provide coverage. Also see details about SHOP exchanges and CO-OP plans for small employers.

More

 

HEALTH EXCHANGES: 2015 PLAN RESULTS

The second year open enrollment period for private insurance plans offered through state and federal marketplaces ran for three months, Nov. 15 to Feb. 15, 2015 plus a new extension to April 30. Preliminary results show 11.4 million enrolled. Individuals with qualifying events such as a marriage, job change, birth or move out of state still may enroll between now and November 2015. NCSL's report has the 50-state enrollment, plans and pricing, plus legislative history.

 

 

 

Continue

 

OVERVIEW | HEALTH INSURANCE

In 2013 some 197 million Americans had commercial health insurance, through employers, individual purchases or policies with public subsidies.  Now federal health reform adds to existing state regulation, mandates and consumer protections.  ACA-authorized Health insurance Marketplaces or Exchanges led to just over 8 million individuals obtaining a new health policy between October 2013 and mid-April, 2014. The 2015 plan year adds more enrollees, but includes complexities of choices and potential penalties for some who choose to remain uninsured.

Large employers face a pending requirement to offer health insurance, while smaller employers can obtain an incentive subsidy if they opt to offer coverage. NCSL has extensive information describing current laws, pending bills and latest federal guidance and rules from HHS.     

[1/2015]

STANDING COMMITTEE

HHS releases new guidance and FAQs for state policymakers on a number of health reform implementation issues.

Continue

 

DATABASES | BILL TRACKING

Share this: 

SEARCH HEALTH INSURANCE

FEATURED

  • Health Insurance State Flexibility

    This April 24 webinar will provide an insightful and timely look at state options for health insurance.. Several national experts will share 2015 perspectives on what consumers, state policymakers, regulators and industry professionals face.

  • State Actions to Address Health Insurance Exchanges

    Read this NCSL report for March 2015 information on state actions and responses to implement exchanges as outlined in the Affordable Care Act. This material includes links to activities, with 2015 deadlines and enrollment figures by state. It also includes state information about insurers and premiums.

  • Health Insurance Premiums and Premium Costs by State

    Actual health insurance premiums and rates presented nationally and by state for 2014 and 2015. Table includes historical trends and links to the best sources, including a Commonwealth Fund-designed interactive map.

We are the nation's most respected bipartisan organization providing states support, ideas, connections and a strong voice on Capitol Hill.

NCSL Member Toolbox

Denver

7700 East First Place
Denver, CO 80230
Tel: 303-364-7700 | Fax: 303-364-7800

Washington

444 North Capitol Street, N.W., Suite 515
Washington, D.C. 20001
Tel: 202-624-5400 | Fax: 202-737-1069

Copyright 2015 by National Conference of State Legislatures