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EMPLOYER ROLES: HEALTH INSURANCE

Read how the federal Affordable Care Act (ACA) provides that larger employers with 50+ workers offer health insurance to workers, starting January 2015 or 2016, while small businesses have financial incentives already in place in 2014, but with no mandate to provide coverage. Also see details about SHOP exchanges and CO-OP plans for small employers.COntinue

 

OUTREACH AND ENROLLMENT

The first open enrollment period for private insurance plans offered through state and federal marketplaces ended March 31, 2014. Last week, the Department of Health and Human Services released final enrollment numbers for this first year. State legislators and staff are using this opportunity to evaluate their own state’s outreach and enrollment efforts, how they compare with other states, and what actions they may want to take to prepare for the next open enrollment period, which begins on Nov. 15, 2014.

 

 

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OVERVIEW | HEALTH INSURANCE

In 2013 some 197 million Americans had commercial health insurance, through employers, individual purchases or policies with public subsidies.  Now federal health reform adds to existing state regulation, mandates and consumer protections.  ACA-authorized Health insurance Marketplaces or Exchanges led to just over 8 million individuals obtaining a new health policy between October 2013 and mid-April, 2014.

Large employers face a future requirement to offer health insurance, while smaller employers can obtain an incentive subsidy if they opt to offer coverage. NCSL has extensive information describing current laws, pending bills and latest federal guidance and rules from HHS.

STANDING COMMITTEE

HHS releases new guidance and FAQs for state policymakers on a number of health reform implementation issues.

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DATABASES | BILL TRACKING

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