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Financial Services and Commerce

Financial Services and Commerce

PRIZE-LINKED SAVINGS LEGISBRIEF

LegisBriefPrize-linked savings (PLS) accounts encourage people to save money by adding a lottery-like feature to certain accounts. Deposits into savings accounts or certificates of deposit (CDs) are held in a financial institution risk-free (just like traditional savings accounts or CDs), and depositors are entered into a drawing based on the number or size of their deposits during a given period. Read more about these savings tools.

 

 

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APRIL IS FINANCIAL LITERACY MONTH

Thirty states and Puerto Rico have pending financial education and financial literacy legislation in the 2015 legislative session.

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OVERVIEW | FINANCIAL SERVICES AND COMMERCE

State regulation plays a vital role in making the U.S. financial markets the strongest and most dynamic in the world. The state-federal relationship differs among financial sectors. States and the federal government share jurisdiction in the area of banking under the unique American dual banking system. States serve as the sole regulators of insurance. NCSL supports state legislative interest in financial services and commerce issues with accurate, thorough and objective information and analyses, 50-state comparisons, and updates on the latest initiatives.

 

 

STANDING COMMITTEE

Meeting Image The Communications, Financial Services and Interstate Commerce has jurisdiction over state-federal relations with regard to electronic commerce, banking, insurance, securities and other financial services issues, interstate commerce and taxation of electronic transactions, telecommunications and interstate business activity taxes.

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DATABASE

The NCSL State Economic Development Legislation Tracking Database features bills relating to grants and loans, tax credits and incentives, and economic development studies and commissions. You can search the 2013 and 2014 state legislation.

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  • Legislative Staff Management Institute (LSMI)

    The Legislative Staff Management Institute (LSMI) provides legislative staff with the opportunity to develop and enhance their management and leadership skills. Legislative staff participants gain valuable insight during LSMI’s eight-day program.

  • Litigation or Lawsuit Funding Transactions 2014 Legislation

    This webpage summarizes the 2014 legislation regarding litigation or lawsuit funding transactions that are made between a plaintiff and a third-party not involved in the legal case to assist with living and medical expenses, and only require repayment if the plaintiff settles or wins a court award.

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