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Financial Services and Commerce

Financial Services and Commerce

CREDIT COUNSELING STATUTES

Money Image Each year consumers turn to credit counselors and debt management services for help in managing their debts. As an alternative to credit counseling, debt settlement offers to reduce consumers' debt through negotiating with creditors.  Review the statutes regarding credit counselors, debt managers and debt settlement services providers.

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ECONOMIC DEVELOPMENT LEGISLATION

The NCSL State Economic Development Legislation Tracking Database features bills relating to grants and loans, tax credits and incentives, and economic development studies and commissions. You can search the 2013 and 2014 state legislation.

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OVERVIEW | FINANCIAL SERVICES AND COMMERCE

State regulation plays a vital role in making the U.S. financial markets the strongest and most dynamic in the world. The state-federal relationship differs among financial sectors. States and the federal government share jurisdiction in the area of banking under the unique American dual banking system. States serve as the sole regulators of insurance. NCSL supports state legislative interest in financial services and commerce issues with accurate, thorough and objective information and analyses, 50-state comparisons, and updates on the latest initiatives.

 

 

STANDING COMMITTEE

Meeting Image The Communications, Financial Services and Interstate Commerce has jurisdiction over state-federal relations with regard to electronic commerce, banking, insurance, securities and other financial services issues, interstate commerce and taxation of electronic transactions, telecommunications and interstate business activity taxes.

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LAWSUIT FUNDING TRANSACTIONS

This page summarizes the 2014 legislation regarding litigation or lawsuit funding transactions that are made between a plaintiff and a third-party not involved in the legal case to assist with living and medical expenses, and only require repayment if the plaintiff settles or wins a court award.

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