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Health Insurance

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ncsl podcast

Insuring the Insurers

State legislatures recently began noticing that, because of the high-risk cases insurance companies must cover, individual premiums were escalating. As a result, they began to look into ways to create a pool to limit those losses and reduce premium costs.

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health insurance

Health Exchanges: 2019

About 11.7 million people enrolled in 2018, using provisions of the federal ACA, plus state additions and initiatives. NCSL's report has state-specific policy and consumer details.

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HEALTH INSURANCE

Health Insurance

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health insurance

Health Reinsurance

Health insurance coverage and affordability continues to be a top issue across the country, with states increasingly taking the lead in helping more residents obtain insurance at reasonable rates. Federal Section 1332 waivers allow states to establish a reinsurance program to help lower premiums.

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health insurance

Legislation Related to 1332 Waivers

Learn how states can use "Section 1332" health innovation waivers to go beyond the current features in parts of the Affordable Care Act.

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Overview