| Alabama |
None |
|
| Alaska |
None |
|
| Arizona |
None |
|
| Arkansas |
None |
|
| California |
None |
|
| Colorado |
None |
|
| Connecticut |
H.B. 6248
Failed Joint Favorable deadline 3/17/15
|
Prohibits employers from discriminating against current or prospective employees on the basis of such employees' consumer credit status. |
| Connecticut |
H.B. 6789
Passed House 5/14/15
|
This bill both limits and broadens the circumstances under which an employer can require an employee or job applicant to consent to a credit report request. Current law generally prohibits employers from requesting an employee's or applicant's credit report, but allows it for positions involving access to $2,500 or more of nonfinancial assets, including museum and library collections and prescription drugs and other pharmaceuticals. The bill broadens this exemption to allow for credit report requests for positions with access to collections or drugs, regardless of their value, while also limiting this category of exemption to only those two types of nonfinancial assets. |
| Delaware |
None |
|
| District of Columbia |
None |
|
| Florida |
None |
|
| Georgia |
H.B. 163 |
Prohibits employers from requesting credit checks on employees or prospective employees with certain exceptions; provides for penalties; provides a civil cause of action; provides for definitions; provides a short title; provides for legislative findings; provides for related matters; repeals conflicting laws; and for other purposes. |
| Georgia |
H.B. 328
Signed by governor 5/5/15, Act 74
|
Requires notification to the consumer when a consumer reporting agency furnishes a consumer report for employment uses purposes. |
| Guam |
Not available |
|
| Hawaii |
None |
|
| Idaho |
None |
|
| Illinois |
None |
|
| Indiana |
H.B. 1600 |
Prohibits an employer from using a consumer report for employment purposes unless certain conditions apply. Allows a consumer to bring a civil action against an employer for a violation of this provision. Provides that if the attorney general has reason to believe that an employer has violated the provision, the attorney general may bring one or both of the following: (1) An action to enjoin the violation. (2) An action to recover damages sustained by Indiana residents as a result of the violation. Makes it: (1) a Class B infraction for a knowing or intentional violation of the provision; or (2) a Class A infraction if an employer has a prior unrelated judgment for a violation of the provision. |
| Indiana |
S.B. 15 |
Prohibits an employer from using a consumer report for employment purposes unless certain conditions apply. Allows a consumer to bring a civil action against an employer for a violation of this provision. Provides that if the attorney general has reason to believe that an employer has violated the provision, the attorney general may bring one or both of the following: (1) An action to enjoin the violation. (2) An action to recover damages sustained by Indiana residents as a result of the violation. Makes it: (1) a Class B infraction for a knowing or intentional violation of the provision; or (2) a Class A infraction if an employer has a prior unrelated judgment for a violation of the provision. |
| Iowa |
None |
|
| Kansas |
None |
|
| Kentucky |
None |
|
| Louisiana |
None |
|
| Maine |
L.D. 1157
|
This bill prohibits employers from obtaining information regarding the creditworthiness, credit standing, credit capacity, debts or check-writing experience of a prospective employee as part of the hiring process or decision. There are exceptions from this prohibition in the bill for circumstances in which the job requires management of the company's finances or a customer's financial assets, the employer is in the financial services industry or the employer is otherwise required by law to obtain this information. Violation of this prohibition is a civil violation for which a fine from $500 to $1,000 for each violation may be adjudged. The prohibition is enforced by the Director of Labor Standards within the Department of Labor. |
| Maryland |
None |
|
| Massachusetts |
H.B. 1736 |
Regulates the use of credit reports by employers and prospective employers.
|
| Massachusetts |
S.B. 123 |
Regulates the use of credit reports by employers.
|
| Michigan |
H.B. 4652 |
Prohibits employers from making certain recruiting or hiring decisions based upon an individual's credit history; prohibits employers from making certain inquiries; prohibits certain waivers; prohibits retaliation; and provides remedies. |
| Minnesota |
None |
|
| Mississippi |
None |
|
| Missouri |
H.B. 105 |
This bill prohibits an employer or an agent, representative, or designee of an employer from requiring an employee or prospective employee to consent to a request for a credit report that contains information about the employee's or prospective employee's credit score, credit account balances, payment history, savings or checking account balances, or savings or checking account numbers as a condition of employment unless: (1) The employer is a financial institution as defined in the bill; or (2) The report is required by law; An employee or prospective employee may file a complaint with the Department of Labor and Industrial Relations alleging a violation of the provisions of this bill. The department must conduct an investigation within thirty days after the filing of the complaint, and must render its findings. If the findings warrant, the department must hold a hearing to determine if a violation has occurred. |
| Montana |
None |
|
| Nebraska |
None |
|
| Nevada |
S.B. 409
Sent to governor 5/28/15
|
Revises provisions related to the preparation of a credit report in connection with a person who is seeking certain employment with a gaming licensee; revises provisions governing the disclosure of certain information by a reporting agency. |
| New Hampshire |
H.B. 365
Failed to pass House 3/12/15
|
This bill establishes the Employee Credit Privacy Protection Act which prohibits employers from using credit history in employment decisions. |
| New Jersey |
A.B. 1665 |
Prohibits job discrimination on basis of credit history or financial status.
|
| New Jersey |
A.B. 2298
S.B. 1130
|
Prohibits employers from obtaining, requiring, or discriminating on the basis of credit reports.
|
| New Jersey |
A.B. 2310
S.B. 524
|
Prohibits practice of requiring credit check as condition of employment.
|
| New Mexico |
S.B. 145
Passed Senate 3/17/15
|
Prohibits prospective employers from using a prospective employee's credit information as a basis for refusing to recruit or interview the prospective employee, with some exceptions.
|
| New York |
A.B. 338 |
Limits an employer's access to consumer credit reports in connection with employment applications.
|
| New York |
A.B. 2372
S.B. 1545
|
Enacts the "credit privacy in employment act" to prohibit the use of consumer credit reports in hiring and employment determinations.
|
| New York |
A.B. 6405
S.B. 4483
|
Prohibits the use of credit history checks to ascertain the payment status of a student loan of an applicant for employment for the purposes of making hiring decisions except where otherwise mandated by law. |
| North Carolina |
S.B. 502 |
Prohibits employment discrimination on the basis of credit history or credit rating.
|
| North Dakota |
None |
|
| N. Mariana Islands |
Not available |
|
| Ohio |
S.B. 65 |
Amends §§4112.02, 4112.05, 4112.08, and 4112.14 of the Revised Code to specify that discrimination by an employer against any person because of the person's credit history is an unlawful discriminatory practice under the Ohio Civil Rights Law. |
| Oklahoma |
None |
|
| Oregon |
None |
|
| Pennsylvania |
H.B. 1007 |
Provides that it shall be an unlawful discriminatory practice for an employer to require, as a condition of employment, an employee or prospective employee to consent to the creation of a credit report that contains information about the employee's or prospective employee's credit score, credit account balances, payment history, savings or checking account balances or savings or checking account numbers unless exceptions are met. |
| Pennsylvania |
S.B. 46 |
Prohibits employers from using consumer reporting under certain circumstances; and provides for enforcement.
|
| Puerto Rico |
None |
|
| Rhode Island |
None |
|
| South Carolina |
None |
|
| South Dakota |
None |
|
| Tennessee |
None |
|
| Texas |
H.B. 1515 |
Relates to the consideration by employers of the consumer credit reports or other credit information of employees and applicants for employment; provides civil and administrative penalties. |
| Texas |
H.B. 3964 |
Relates to the consideration by employers of the consumer credit reports or other credit information of applicants for employment who are recently returned veterans. |
| Utah |
S.B. 159
Signed by governor 3/20/15, Chapter 43
|
This bill: defines terms; permits the Division of Finance to require background checks or credit history reports of a public employee in a public funds position; classifies the background check or credit history report as a private record; and makes technical and conforming amendments.
|
| Vermont |
None |
|
| Virginia |
None |
|
| Virgin Islands |
None |
|
| Washington |
None |
|
| West Virginia |
None |
|
| Wisconsin |
None |
|
| Wyoming |
None |
|