Insurance Task Force 2017 NCSL Capitol Forum Agenda

7:30-7:45 a.m.
Edison

Welcome and Introductions

Presiding:

• Representative George Keiser, North Dakota
• Representative Brian Patrick Kennedy, Rhode Island

Flood Insurance Reform: Batten Down the Hatches!

With four major hurricanes hitting the U.S. this year, the National Flood Insurance Program (NFIP) is set to expire in December and bills have been introduced in Congress to overhaul the program and encourage private companies to step in. What will the NFIP look like moving forward?

Speakers:

• Donald Griffin, Property Casualty Insurers Association of America, Illinois
• Paul Huang, Deputy Assistant Administrator for Federal Insurance, FEMA, Washington, D.C.
• Ethan Wilson, Policy Director, NCSL, Washington, D.C.

Water Damaged Vehicles and Other Insurance Frauds

Severe water inundation and flooding caused by recent hurricanes in Florida, Louisiana and Texas damaged or destroyed thousands of automobiles. After water levels recede and property dries out, what happens next for these vehicles? This session will explore steps insurance companies, regulators and law enforcement can take to identify and stop fraudulent sales of water damaged vehicles and other recent legislative initiatives to improve the anti-fraud environment in the states.

Speakers:

• Howard Goldblatt, Coalition Against Insurance Fraud, Washington, D.C.
• Tim Lynch, National Insurance Crime Bureau, Illinois
• Matthew Smith, Coalition Against Insurance Fraud, Washington, D.C.

Community Resilience and Disaster Mitigation: Techniques to Better Protect Homes, Structures and Public Infrastructure during Natural Disasters

From California to Florida, Texas to Puerto Rico and the U.S. Virgin Islands, a slew of recent natural disasters damaged and destroyed homes, commercial buildings, public infrastructure and much more. The first step is to help these communities recover—but in looking towards the future, what can be done to prevent such widespread and massive damage during similar natural disasters? Community resilience measures and disaster mitigation techniques are ways that state and local governments can incentivize smart building and infrastructure while making insurance more affordable. This session will expand upon these ideas and call upon experts to discuss smart ways to better protect our communities from natural disasters.

Speakers:

• Donald Griffin, Property Casualty Insurers Association of America, Illinois
• Paul Huang, Deputy Assistant Administrator for Federal Insurance, FEMA, Washington, D.C.
• Samantha Medlock, Willis Towers Watson, Washington, D.C.

Working Lunch: What is Happening with Health Insurance Now?
Joint program with the NCSL Task Force on Innovations in State Health Systems

With health exchanges and employers nationwide wrapping up open enrollment and looking toward 2018 options, what can states do to make sense of the health insurance market? How does state outreach and marketing, rate review, and subsidized coverage or broader redesign fit in? A recent survey report by The Commonwealth Fund can help us know where coverage policies are going.

Presiding:

• Senator Deb Soholt, South Dakota

Speakers:

• John Bertko, senior actuarial consultant, California
• Sara Collins, The Commonwealth Fund, New York
• Myra Simon, America's Health Insurance Plans, Washington, D.C.

Selling Health Insurance Across State Lines

One health insurance reform suggestion is for states to allow or facilitate the purchase of health insurance across state boundaries or from out-of-state regulated insurance companies through interstate health insurance compacts or association health plans. While six states have laws allowing out-of-state sales of health policies, questions continue on the impact on regulatory oversight and potential for disrupting the state based regulation of health insurance.

Speakers:

• Eric Cioppa, Superintendent of Insurance, Maine
• Devon Herrick, The Heartland Institute, Illinois
• Kevin Lucia, Georgetown University, Washington, D.C.
• Kevin McKechnie, ABA HSA Council, Washington, D.C.

Air Medical Services and Insurance: What Can States Do?

While the Airline Deregulation Act preempts states from regulating rates, routes and services associated with air ambulances, states do retain the authority to regulate the business of insurance. Are there ways states can help consumers through air medical service insurance policies or other McCarran-Ferguson authority?

• Eric Cioppa, Superintendent of Insurance, Maine
• Christopher Hall, Association of Air Medical Services, Virginia
• David Korsh, Blue Cross Blue Shield Association, Washington, D.C.

• Meagan Riordan, America’s Health Insurance Plans, Washington, D.C.

Restatement of the Law-Liability Insurance

The American Law Institute, a group of legal scholars that provides summaries of the current state of case law and statutes that courts use as a guide, has proposed amendments to its Restatement of the Law on Liability Insurance. The restatement is not a model law; instead the restatement is primarily addressed to courts and aims at clear formulations of common law and its statutory elements. Come learn about the proposed changes and the possible impact on insurance case law.

Speakers:

• Tom Baker, UPenn Law School, Pennsylvania
• Katherine Pettibone, American Insurance Association, California

Task Force Business Meeting

Task Force members will discuss and take votes on proposed resolutions, discuss future Task Force sessions and the incorporation by reference of model bills and regulations.

7 p.m.

Bluewater Boathouse Seafood Grill

Task Force Dinner

Dinner is open to Task Force members and industry representatives. There will be a $500 per person registration fee for non-Task Force sponsors to attend the dinner. Please contact Heather Morton for an invoice.

Women’s Legislative Network Dessert Reception

Financial Exploitation of the Elderly
NCSL gratefully acknowledges AARP for their support of this breakfast.

Seniors and their money are frequent targets of those who perpetrate financial frauds and scams, making it a growing concern in states. Learn about state legislation and policies designed to address and prevent the crime and protect the elderly and vulnerable adults.

Wildfire Response: Best Practices for an Ever-Growing Disaster

As wildfire season gets longer, drier and hotter, how can states effectively manage to mitigate potential disasters and successfully respond when a fire breaks out. What is the impact on state budgets as wildfires become more costly? Is a federal solution just around the corner or will states be left to their own devices?

The Latest Health and Human Services News from Washington

Community Health Center Tour and Discussion

Join us on a visit one of the San Diego area’s community health centers to learn about their services and innovations to “improve the health and well-being of our community’s traditionally underserved and culturally diverse people.” Legislators and legislative staff can tour the clinic and participate in a discussion about care integration, family support services, recruiting linguistically and culturally diverse providers, and implementing new clinic initiatives under the Trump administration, including new funding to help curb the opioid epidemic.