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Financial Services and Commerce

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Buyers Shaking Hands with Home Seller

Land Contract Regulation

Homeownership has long been a fundamental pillar of the American dream. However, financial and regulatory barriers to purchasing property can be high and many first-time homebuyers lack access to traditional mortgages. As a result, around 36 million Americans have used alternative financing—such as land contracts—as a path to homeownership.

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NCSL Legislative Summit, Aug. 1-3, Denver

CFI Committee at 2022 Summit

View the list of sessions sponsored by the NCSL Communications, Financial Services and Interstate Commerce (CFI) Committee at the NCSL Legislative Summit in Denver, Colo., Aug. 1-3, 2022.

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FINANCIAL SERVICES AND COMMERCE

Financial Services and Commerce

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ncsl standing committee

CFI Committee

The Communications, Financial Services and Interstate Commerce has jurisdiction over state-federal relations with regard to electronic commerce, banking, insurance, telecommunications, interstate business activity taxes and more.

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Hand typing on laptop with finance graphics

Cryptocurrency 2022 Legislation

This page summarizes the 2022 state legislation regarding cryptocurrencies, digital and virtual currencies and other digital assets. Digital or virtual currencies are a medium of exchange but are not regular money.

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Overview