Homeownership has long been a fundamental pillar of the American dream. However, financial and regulatory barriers to purchasing property can be high and many first-time homebuyers lack access to traditional mortgages. As a result, around 36 million Americans have used alternative financing—such as land contracts—as a path to homeownership.
April is Financial Literacy Month. Thirty-four states, Puerto Rico and the District of Columbia have financial literacy legislation in 2022.
The Communications, Financial Services and Interstate Commerce has jurisdiction over state-federal relations with regard to electronic commerce, banking, insurance, telecommunications, interstate business activity taxes and more.
This page summarizes the 2022 state legislation regarding cryptocurrencies, digital and virtual currencies and other digital assets. Digital or virtual currencies are a medium of exchange but are not regular money.