Our American States | An NCSL Podcast

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The “Our American States” podcast—produced by the National Conference of State Legislatures—is where you can hear compelling conversations that tell the story of America’s state legislatures, the people in them, the politics that compel them, and the important work of democracy.

You can listen to the podcast on this page, you can subscribe through iTunes, Google Play, Spotify or Stitcher, or you can use the RSS icon at the right to copy a feed URL for your podcatcher. 

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State legislatures recently began noticing that, because of the high-risk cases insurance companies must cover, individual premiums were escalating. As a result, they began to look into ways to create a pool to limit those losses and reduce premium costs. This led to the creation of reinsurance programs, which appear to be having the intended effect of reducing premiums and protecting insurance companies from financial disaster. We’ll discuss how two politically different states have addressed the issue and find out how it’s playing out in other states.

Our guests are:

  • Colleen Becker, policy specialist in the NCSL Health Program
  • Maryland Senator Thomas Middleton (D), who sponsored legislation in his state to establish a reinsurance program
  • Alaska Senator Cathy Giessel (R), who discusses actions her legislature took to become the first state to establish a reinsurance program

Blue Cross Blue Shield financially supported this episode of “Our American States.”

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