Updated June 07, 2022 Blockchain 2022 Legislation Blockchain is a distributed ledger technology that records and shares every transaction that occurs in the network of users. This page summarizes the 2022 blockchain, smart contracts and verifiable credentials state legislation. Financial Services Table
Updated December 16, 2021 Cryptocurrency 2021 Legislation 2021 state legislation regarding cryptocurrencies and digital and virtual currencies. Digital or virtual currencies are a medium of exchange but are not regular money. Financial Services Table
Updated October 15, 2021 Direct Shipment of Alcohol State Statutes The majority of states have statutory provisions that allow for out-of-state manufacturers to ship alcoholic beverages directly to consumers. The majority of states restrict the direct shipments to wine. Financial Services Table
Updated July 13, 2021 Medical Liability/Medical Malpractice Laws Under state law, a patient may pursue a civil claim against physicians or other health care providers, called medical liability or medical malpractice, if the health care provider causes injury or death to the patient through a negligent act or omission. Financial Services Table
Updated June 09, 2021 Open Container and Consumption Statutes This chart summarizes state statutes on open container and consumption of alcohol in public. Financial Services Table
Updated January 11, 2021 Rainy Days Are Here: States Tap Reserve Funds to Plug Budget Holes The COVID-19 pandemic had a big impact on state budgets. Economic shutdowns led to severe revenue reductions as commerce slowed and businesses shuttered. Financial Services Map Table
Updated November 12, 2020 Payday Lending State Statutes Summary of state statutes regarding payday lending, which features single-payment, short-term loans based on personal checks held for future deposit. Financial Services Table
Updated January 11, 2019 Home Manufacture of Alcohol State Statutes Summarizes the state statutory provisions that allow for the home manufacture of alcoholic beverages, including beer, cider, mead and wine. Financial Services Table
Updated May 31, 2017 State Identity Theft Statutes and Criminal Use of Personal ID Identity theft statutes carry different penalties among the states. This page summaries the criminal penalties and restitution laws by state. Financial Services Table
Updated October 13, 2016 Credit or Debit Card Surcharges Statutes Retailers are now allowed to start charging customers a surcharge to cover the expenses of merchant fees when customers use their credit cards to make purchases. Financial Services Table
Updated April 22, 2016 Gift Cards and Gift Certificates Statutes and Legislation In 2009, Congress passed the CARD Act, which set consumer protections for gift cards based on many state laws. This page summarizes state statutes and recent legislation regarding gift cards and certificates. Financial Services Table
Updated May 27, 2014 Social Host Liability for Underage Drinking Statutes Summary of state laws regarding civil liability related to underage drinking for hosts of social gatherings and criminal penalties for hosting underage drinking. Financial Services Table