Financial Services and Commerce

Forgoing a full damage assessment, parametric insurance products pay out a set amount based on the magnitude of the fire, flood or other event.

NCSL’s Housing and Homelessness Legislation Database tracks filed bills in the 50 states, District of Columbia and U.S. territories.

Learn more about enacted legislation related to economic mobility while searching through our economic mobility database.

Buying a house can break the bank, and new buyers can struggle to scrape together a down payment. This NCSL Base Camp session covered the latest state approaches to help first-timers make their dreams of homeownership come true.

At least 35 states, Puerto Rico and the District of Columbia have introduced or pending legislation regarding cryptocurrency, digital or virtual currencies and other digital assets in the 2024 legislative session.

This webpage summarizes the 2024 state legislation that creates assistance and incentive programs to help people purchase homes, including down payment assistance, homeownership savings accounts and tax incentives.