Health Insurance Regulations

Health Insurance Regulations






For most Americans, market-based health insurance remains the predominant form of health coverage, with 63.9 percent of people covered by private health insurance in 2011, an another 8 million enrolled through health exchanges.  In general terms, all 50 states regulate health insurance.  These statutes, and the Insurance Departments and other agencies that administer them, play a significant role in virtually every state.  NCSL has information and resources describing the evolving role of state insurance departments and recently establlished state health exchanges or marketplaces. [Updated July 2014]

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