Payday Lending in the States

10/26/2012
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Payday, or deferred presentment, loans are small-dollar credit products that are secured by a claim to the borrower’s bank account with a post-dated check or electronic debit authorization, and are due in full on the borrower’s next payday. Consumers can obtain payday loans at more than 20,000 storefronts and websites. The loans can be a controversial form of credit because of concerns over their interest rates and whether borrowers are able to repay the loans on time. This webinar will examine payday loan borrower motivations and demographics, as well as how state regulation affects payday loan usage, and will feature the findings from a report by The Pew Charitable Trusts.

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Moderator

  • Heather Morton, program principal, Fiscal Affairs Program, NCSL

Speakers

This webinar is a made possible through the generous support of the Pew Charitable Trusts, based in Washington, D.C.

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System Requirements

PC-based attendees required: Windows® 8, 7, Vista, XP or 2003 Server
Mac®-based attendees required: Mac OS® X 10.6 or newer
Mobile attendees required: iPhone®, iPad®, Android™ phone or Android tablet