Premiums on the Rise: How are Employers and States Responding? Linda J. Blumberg The Urban Institute November 18, 2002 NCSL 6th Health Policy Conference
Evidence of Rising Costs
Who Are the Working Uninsured? By Income Relative to Poverty
Who Are the Working Uninsured? By Employment Characteristics
Who Are the Working Uninsured? By Firm Size (# of employees)
Who Are the Working Uninsured? By ESI Offer Status
Who Are the Working Uninsured? By Region of Residence
A Changing Context
How Are Employers Responding?
Consumer-Directed Healthcare
Types of approaches
High deductible plans combined with a ‘personal care account’
The Merits
The Dangers
The new mantra: disease management
Recent State Activity and Proposals by Governors (-elect)
Conclusions
Email: greg.martin@ncsl.org
Home Page: http://www.ncsl.org/programs/health/forum
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