Mortgage Lending
Updated: May 2008
Purchasing a home can be the largest purchase a consumer may make in his or her lifetime. According to the recent American Community Survey by the U.S. Census Bureau, homeownership has increased since 2000. More than two-thirds of occupied homes are currently owned by the occupant compared to homes that are rented by the occupant.
NCSL provides research, technical assistance and opportunties for policymakers to exchange ideas regarding mortgage lending through the NCSL Standing Committee on Communications, Financial Services and Interstate Commerce.
NCSL staff in D.C. and Denver can provide comprehensive, thorough and timely information on mortgage lending issues. We provide services to legislators and staff working to improve state policies for homeowners and the financial markets. The Denver-based staff focuses on state policy, tracking legislation, providing research and policy analysis, consultation and technical assistance specifically geared to the legislative audience. Heather Morton can be reached at (303) 364-7700 or banking-info@ncsl.org.
NCSL staff in Washington, D.C., track and analyze federal legislation and policy and represent state legislatures on mortgage lending issues before Congress and the Administration. In D.C., Neal Osten and Christopher Coleman can be reached at (202) 624-5400.
**PLEASE NOTE: The National Conference of State Legislatures is an organization serving state legislators and their staff. We cannot offer legal advaice or assistance with individual cases, but we do try to answer questions on general topics.
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