Consumer Report Security Freeze Legislation
2000 Session
March 8, 2005
Enactments noted in italics
| State: |
Bill Summary: |
| California |
S.B. 1767
Requires credit bureaus to also accept security alerts from consumers via a toll-free telephone number, and would allow a consumer to request a credit bureau to impose a security freeze on release of any information from his or her file. Requires a consumer credit reporting agency to place a security alert in a consumer credit report within 72 hours of receiving a request to do so and to notify persons using consumer credit reports of the existence of a security alert. Provides that the security alert would remain in effect for at least 90 days and that it could be renewed by a consumer. Requires a consumer credit reporting agency to place a security freeze on a consumer credit report within 72 hours of receiving a request to do so in writing, and would prohibit the release of information from a consumer credit report while the freeze is in place, except as provided. Among other things, the bill requires a consumer credit reporting agency to provide a consumer an identification number to be used for authorizing the subsequent release of information from a consumer credit report that is subject to a security freeze, and would provide that a security freeze shall remain in effect until a consumer makes a written request to have the security freeze removed. Requires that, if a security alert or security freeze is in place, a consumer credit reporting agency must provide a consumer with written confirmation before making specified changes to information in a consumer's credit report. |
NCSL Staff Contact: Heather Morton, (303) 364-7700, Denver
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