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2004 Mortgage Fraud Legislation

Last Updated: December 7, 2007

Enactments are noted in italics

NCSL Staff Contact: Heather Morton, (303) 364-7700, Denver

State:

Bill Summary:

Maryland

H.B. 1481 Prohibits making specified home loans with rates in excess of specified percentages; prohibits steering in connection with specified home loans; prohibits the financing of specified insurance and payments for cancellations in home loans; prohibits a mortgage broker or affiliate from receiving specified payments except in a specified manner; establishes duties for mortgage brokers; establishes presumptions regarding fraud in connection with appraisals in connection with specified home loans.

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