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Columns photoAmerican Health Benefit Exchanges

View NCSL comment letters on proposed Federal Rules governing multi-state plans, and standards related to the Essential Health Benefits and more. More

Health Reform:  State Actions Newsletter

This newsletter highlights federal health reform actions in the states. View the most recent newsletter and all 55 archive editions. More

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!2011-2013 Health Insurance Reform Enacted State Laws Related to the PPACABill Summaries/ Databases5/1/2013 12:00:00 AM/default.aspx?tabid=19948199482011 - 2013 Health Insurance Reform Enacted State Laws Related to the Affordable Care Act
State Responses to Insurance Reform: News and CommentaryArticles/Briefs/ Newsletters5/20/2013 12:00:00 AM/default.aspx?tabid=2126721267News and commentary describing market and state responses to Health Insurance Reforms.
Private Health Exchanges and Health ReformReports4/25/2013 12:00:00 AM/default.aspx?tabid=1380513805The Rise of Private Health Exchanges: Implications for Health Consumers, Insurers and Employers.
Massachusetts Health Initiatives: 20 Years of ChangeReports4/15/2013 12:00:00 AM/default.aspx?tabid=1454314543Read about the Massachusetts Health Initiatives: health reform and cost containment across 20 Years of Change
Health Insurance and States: NCSL OverviewReports4/11/2013 12:00:00 AM/default.aspx?tabid=1450914509Overview of state health insurance laws and activities.
HSAs- Health Savings Accounts and the StatesBill Summaries/ Databases4/1/2013 12:00:00 AM/default.aspx?tabid=1446214462Health Savings Accounts (HSAs) and High-Deductible Health Plans (HDHPs) have spread in the past eight years, with new laws and evolving practices in virtually all 50 states.
High Risk Pools for Health Coverage, State and Federal (State Implementation Report)Reports3/1/2013 12:00:00 AM/default.aspx?tabid=1432914329To aid uninsurable individuals with pre-existing medical conditions, 27 states have implemented federal high-risk health insurance pools, while 23 defer to the feds. Federal health reform of 2010 provides $5 billion among all 50 states, a majority are run by states; the others have selected a federally-run option
State Insurance Mandates and the PPACA Essential Benefits ProvisionsReports2/28/2013 12:00:00 AM/default.aspx?tabid=1422714227State Health Insurance Mandates and the PPACA Essential Benefits Provisions
Health insurance exchanges Articles/Briefs/ Newsletters2/1/2013 12:00:00 AM/default.aspx?tabid=2575025750Read this story for information on how states are dealing with establishing health exchanges
State Employee Health Benefits, NCSLReports1/31/2013 12:00:00 AM/default.aspx?tabid=1434514345A compendium of facts and resources on the states' employee health benefit plans.
HIPAA: An Overview of Impacts and Actions by StatesReports1/25/2013 12:00:00 AM/default.aspx?tabid=1436414364The Health Insurance Portability and Accountability Act of 1996, known as HIPAA, continues to have a broad impact on state health policy, as well as on virtually all health providers, insurers and health consumers. Listed below are brief updates and resources of potential interest to state legislatures.
Purchasing Cooperatives and Alliances for State Health Insurance Bill Summaries/ Databases1/1/2013 12:00:00 AM/default.aspx?tabid=1890518905State Health Insurance Purchasing cooperatives (CO-OPs), also known as alliances and pools. PPACA provisions and start-up loans for 2012.
Health Insurance Medical Loss Ratios (State Implementation Report)Bill Summaries/ Databases9/20/2012 12:00:00 AM/default.aspx?tabid=2178021780Information about Health Insurance Medical Loss Ratios (MLRs) including existing state laws and new ACA-related provisions
Health Insurance Rate Approval / Disapproval (State Implementation Report)Bill Summaries/ Databases9/12/2012 12:00:00 AM/default.aspx?tabid=1978719787Health Insurance State Rate Approval and Disapproval, including 50-state laws, bills and new federal HHS-approved rate procedures, updated fall 2011.
Out-of-state Health Insurance - Allowing the Purchase (State Implementation Report)Bill Summaries/ Databases8/10/2012 12:00:00 AM/default.aspx?tabid=2001520015Allowing or facilitating the purchase of health insurance out-of-state. 21 states have considered legislation; Rhode Island, Wyoming and Georgia enacted the first laws.
States Consider Interstate Health Compacts Bill Summaries/ Databases7/26/2012 12:00:00 AM/default.aspx?tabid=141031410325 States Consider Health Compacts to Challenge Federal PPACA; 7 laws enacted.
Health Reform Turns TwoArticles/Briefs/ Newsletters3/1/2012 12:00:00 AM/default.aspx?tabid=2433424334After passage of the Affordable Care Act, the work—and the criticisms—persist.
Annual Benefit Limits: States Get Waivers Allowing Some Insurance ExemptionsReports2/20/2012 12:00:00 AM/default.aspx?tabid=22273222734 States Get Waivers Allowing some Insurance Benefit Annual Limits- HHS clarifies status for insurers
Health Care Discount Plans: State Roles and RegulationBill Summaries/ Databases12/1/2011 12:00:00 AM/default.aspx?tabid=1753917539A state by state examination of regulations aimed at health discount plans which generally are not actually insurance.
State Roles in Health Reform Provisions Related to InsuranceReports10/20/2011 12:00:00 AM/default.aspx?tabid=2331523315State Roles in Health Reform Provisions Related to Insurance
Health Insurance Plan Types and DefinitionsReports9/1/2011 12:00:00 AM/default.aspx?tabid=1994919949Health Plan Types & Definitions - including HMOs, PPOs and other variations
[Summit 11] Here and Now: States Respond to Health Insurance ReformMultimedia8/11/2011 12:00:00 AM/default.aspx?tabid=2341523415Here and Now: States Respond to Health Insurance Reform: 3 experts explain the latest requirements, options and outcomes of reforms already being implemented in 2010-1013 related to the Affordable Care Act
[2011 Legislative Summit] States Opting Out: Health Reform Challenges, Waivers and AlternativesMultimedia8/10/2011 12:00:00 AM/default.aspx?tabid=2358123581States Opting Out: Health Reform Challenges, Waivers and Alternatives
Mandated Health Insurance Benefits and State Laws: OverviewReports7/20/2011 12:00:00 AM/default.aspx?tabid=1446314463For more than two decades, Legislators regularly debate whether mandates ensure adequate protection for their constituents or further simply increase their health care costs. Here are some links that provide background, information and examples of legislation regarding mandated coverage
Managed Care Ombudsman, Report Cards and Profiles, 2011Reports5/2/2011 12:00:00 AM/default.aspx?tabid=1433714337Health Insurance and Managed Care Ombudsman, Report Cards and Profiles, 2011
Individual Health Insurance in the States, 2011Reports4/28/2011 12:00:00 AM/default.aspx?tabid=1814818148States and Individual Health Insurance, 2011
Webinar: States Implementing Health Reform: Consumer Assistance and Insurance Oversight-Dec 1Multimedia12/1/2010 12:00:00 AM/default.aspx?tabid=2156921569States Implementing Health Reform: Consumer Assistance and Insurance Oversight - a Webinar on December 1, 2010
2010 State Implementation of Federal Health Reform (State Activity)Bill Summaries/ Databases11/8/2010 12:00:00 AM/default.aspx?tabid=2023120231This page tracks state implementation of the 2010 federal health reform law.
Health insurance exchanges: Q & A with Jon KingsdaleArticles/Briefs/ Newsletters10/11/2010 12:00:00 AM/default.aspx?tabid=2140621406Jon Kingsdale of Mass.: A Q and A on Health Insurance Exchanges
Facing the Future - Setting up health insurance exchangesArticles/Briefs/ Newsletters10/9/2010 12:00:00 AM/default.aspx?tabid=2142321423Setting up health insurance exchanges is one of the big, early tasks for lawmakers.
Health Reform Implementation: Immediate Health Insurance Reforms Become Effective Reports9/23/2010 12:00:00 AM/default.aspx?tabid=2134221342Six months after health reform legislation became law, health insurance market reforms go into effect September 23, 2010.
Webinar: High Risk Pools: What Legislators Need to Know Multimedia5/3/2010 12:00:00 AM/default.aspx?tabid=2025120251What Legislators Need to Know about High Risk Pools
Webinar: States Opting Out -States Checking Up on Health Reform Multimedia5/1/2010 12:00:00 AM/default.aspx?tabid=1923319233As the great laboratories of democracy, many states have their own ideas for reform. This session will discuss the issues around state authority to accept, modify, or decline to participate in various components of federal health reforms.
Managed Care State LawsBill Summaries/ Databases6/1/2009 12:00:00 AM/default.aspx?tabid=1432014320Managed Care State Laws and Regulations, Including Consumer and Provider Protections
State Health Plans Challenged by ERISAReports8/31/2008 12:00:00 AM/default.aspx?tabid=1448514485Laws in Maryland, San Francisco and Suffolk County, NY test the role of the federal ERISA law in limiting state actions
Genetic Nondiscrimination in Health Insurance LawsBill Summaries/ Databases6/25/2008 12:00:00 AM/default.aspx?tabid=1437414374Provides a 50 state chart of genetics and health insurance state anti-discrimination laws.
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