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Columns photoAmerican Health Benefit Exchanges

View NCSL comment letters on proposed Federal Rules governing multi-state plans, and standards related to the Essential Health Benefits and more. More

Health Reform:  State Actions Newsletter

This newsletter highlights federal health reform actions in the states. View the most recent newsletter and all 55 archive editions. More

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Health Insurance
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!2011-2013 Health Insurance Reform Enacted State Laws Related to the PPACABill Summaries/ Databases5/1/2013 12:00:00 AM/default.aspx?tabid=19948199482011 - 2013 Health Insurance Reform Enacted State Laws Related to the Affordable Care Act
Small and Large Business Health Insurance: State RolesReports5/10/2013 12:00:00 AM/default.aspx?tabid=1448414484Small businesses now get incentives to offset that they often pay more for employee health benefits because they don't have the buying power of big employers. Large employers will have to offer coverage in most settings as of 2014. This report describes federal and state initiatives to address these groups of businesses and their workers.
Private Health Exchanges and Health ReformReports4/25/2013 12:00:00 AM/default.aspx?tabid=1380513805The Rise of Private Health Exchanges: Implications for Health Consumers, Insurers and Employers.
State Laws & Actions Challenging Certain Health ReformBill Summaries/ Databases4/23/2013 12:00:00 AM/default.aspx?tabid=1890618906State actions and laws challenging elements of health reforms, updated for 2012-2013.
Health Finance Issues, 2013 editionReports4/20/2013 12:00:00 AM/default.aspx?tabid=1450114501This report provides background and multiple resources on the $2.8 trillion world of US health finance.
Health Insurance and States: NCSL OverviewReports4/11/2013 12:00:00 AM/default.aspx?tabid=1450914509Overview of state health insurance laws and activities.
HSAs- Health Savings Accounts and the StatesBill Summaries/ Databases4/1/2013 12:00:00 AM/default.aspx?tabid=1446214462Health Savings Accounts (HSAs) and High-Deductible Health Plans (HDHPs) have spread in the past eight years, with new laws and evolving practices in virtually all 50 states.
Health Costs: Recent News and ReportsReports3/22/2013 12:00:00 AM/default.aspx?tabid=2126621266Health Costs: Recent News and Reports, with latest news updated March 2013
State Insurance Mandates and the PPACA Essential Benefits ProvisionsReports2/28/2013 12:00:00 AM/default.aspx?tabid=1422714227State Health Insurance Mandates and the PPACA Essential Benefits Provisions
Health insurance exchanges Articles/Briefs/ Newsletters2/1/2013 12:00:00 AM/default.aspx?tabid=2575025750Read this story for information on how states are dealing with establishing health exchanges
State Employee Health Benefits, NCSLReports1/31/2013 12:00:00 AM/default.aspx?tabid=1434514345A compendium of facts and resources on the states' employee health benefit plans.
Health Insurance PremiumsReports1/31/2013 12:00:00 AM/default.aspx?tabid=1451414514Examine actual health insurance premiums - national and states, 2004 to 2011 with links to best primary sources.
Purchasing Cooperatives and Alliances for State Health Insurance Bill Summaries/ Databases1/1/2013 12:00:00 AM/default.aspx?tabid=1890518905State Health Insurance Purchasing cooperatives (CO-OPs), also known as alliances and pools. PPACA provisions and start-up loans for 2012.
Health Insurance Medical Loss Ratios (State Implementation Report)Bill Summaries/ Databases9/20/2012 12:00:00 AM/default.aspx?tabid=2178021780Information about Health Insurance Medical Loss Ratios (MLRs) including existing state laws and new ACA-related provisions
Out-of-state Health Insurance - Allowing the Purchase (State Implementation Report)Bill Summaries/ Databases8/10/2012 12:00:00 AM/default.aspx?tabid=2001520015Allowing or facilitating the purchase of health insurance out-of-state. 21 states have considered legislation; Rhode Island, Wyoming and Georgia enacted the first laws.
State Roles in Health Reform Provisions Related to InsuranceReports10/20/2011 12:00:00 AM/default.aspx?tabid=2331523315State Roles in Health Reform Provisions Related to Insurance
Health Insurance Plan Types and DefinitionsReports9/1/2011 12:00:00 AM/default.aspx?tabid=1994919949Health Plan Types & Definitions - including HMOs, PPOs and other variations
ERISA: Health Resources for StatesReports7/10/2011 12:00:00 AM/default.aspx?tabid=1446714467ERISA: new and archive health resources for states on preemption and creative solutions.
Cafeteria plans used by states to provide health insuranceReports5/13/2011 12:00:00 AM/default.aspx?tabid=1451514515In the past five years, several states are experimenting with a new use for an old idea, aimed at lowering costs for both employees and their employers. Section 125 cafeteria plans were designed as an optional feature for employers; cafeteria plans allow employees to pay for a variety of health care expenses without paying any federal tax on those charges. The result can be a savings of between 25% and 40% of every dollar the employee contributes to his or her plan.
Individual Health Insurance in the States, 2011Reports4/28/2011 12:00:00 AM/default.aspx?tabid=1814818148States and Individual Health Insurance, 2011
Employer and Individual Tax Incentives to Offer Health InsuranceBill Summaries/ Databases4/15/2011 12:00:00 AM/default.aspx?tabid=1395613956Employer Tax Incentives and Credits to Offer Health Insurance
State Legislation and Actions Challenging Certain Health Reforms, 2009-2010Bill Summaries/ Databases3/1/2011 12:00:00 AM/default.aspx?tabid=2237522375State Legislation and Actions Challenging Certain Health Reforms, 2009-2010
Managed Care and the StatesReports1/6/2011 12:00:00 AM/default.aspx?tabid=1447014470Managed Care, both HMOs and PPOs remains the most widespread kind of health insurance in the U.S. State laws and concern about costs make this a major topic for policymakers.
State Health Programs To Cover The Uninsured, 2009-10Reports9/27/2010 12:00:00 AM/default.aspx?tabid=1387813878State Health Programs To Cover The Uninsured, 2009-10
Dependent Health Coverage (State Implementation)Bill Summaries/ Databases9/23/2010 12:00:00 AM/default.aspx?tabid=1449714497Covering Young Adults Through Their Parents or Guardians Health Policy. State policymakers are proposing and enacting legislation that extends dependent benefits to young adults not enrolled in college full-time. At least 30 states have now enacted similar legislation to extend dependent coverage regardless of enrollment in school.
[Cost Brief] Pooling Public Employee Health Care- Health Cost ContainmentReports9/2/2010 12:00:00 AM/default.aspx?tabid=1993219932Efforts to combine or merge state with local, county, or education public employees.
[Summit 2010] Health Summit Preconference: Health Insurance ExchangesMultimedia7/25/2010 12:00:00 AM/default.aspx?tabid=2085620856Legislative Summit 2010 Health Summit Preconference: Health Insurance Exchange Session
[Summit 2010] Health Summit Preconference: Health Insurance Exchanges: Part 2Multimedia7/25/2010 12:00:00 AM/default.aspx?tabid=2095920959Legislative Summit 2010 Health Summit Preconference: Health Insurance Exchange Session
State Examples: Pre-Federal Law State Health Reform (State Activity)Reports4/1/2010 12:00:00 AM/default.aspx?tabid=1769117691Archive: This page highlights state activity in areas that were debated as part of federal health reform.
Archive: Comprehensive Health Reform: State Examples Reports11/10/2009 12:00:00 AM/default.aspx?tabid=1449614496Comprehensive Health Reform: State Examples--MA,HI,VT,ME
Archive: State Programs to Subsidize or Reduce the Cost of Health Insurance for Small BusinessesReports9/1/2009 12:00:00 AM/default.aspx?tabid=1452614526State Programs to Subsidize or Reduce the Cost of Health Insurance for Small Businesses
State COBRA Expansions for Small BusinessesBill Summaries/ Databases7/1/2009 12:00:00 AM/default.aspx?tabid=1679516795Expansion of COBRA coverage for small businesses.
Managed Care State LawsBill Summaries/ Databases6/1/2009 12:00:00 AM/default.aspx?tabid=1432014320Managed Care State Laws and Regulations, Including Consumer and Provider Protections
[LegisBrief] Can Cafeteria Plans Expand Health Insurance Coverage?: Oct. 2008Articles/Briefs/ Newsletters10/20/2008 12:00:00 AM/default.aspx?tabid=1389013890Health premium cafeteria plans—which allow employees to pay for health care benefits without paying federal tax on them—can boost access to insurance.
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