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Use of Credit Information for Insurance

For the last several years, insurance companies have been using credit information to determine a consumer's level of risk before selling or renewing auto, home or renter insurance policies. Legislators in 22 states and Puerto Rico are addressing legislation regarding the use of credit information in insurance in the 2013 legislative session. More

Broad Drop in State Unemployment

Unemployment declined in April in 40 states, the District of Columbia and Puerto Rico, according to the Bureau of Labor Statistics. Rates rose in three states and remained steady in the remaining seven states. States with the highest job growth were Texas, New York and Florida. More

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Telecommunications and Information Technology
 
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NCSL Telecommunications and IT Program

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Crime

View all documents related to this topic by clicking on the document library tab at the top of this page.

Internet and technology related crimes are raising many new legal and policy questions for state lawmakers.

The safety of children on the Internet is a high priority for lawmakers, and a majority of states have laws that specifically target predators who solicit children online. States are also looking to deter minors from "sexting"--sending sexually-explicit nude or semi-nude photos via cell phone. In addition, preventing child pornography is a major concern, and some states are requiring computer technicians to report to law enforcement if they encounter child pornography in the process of their work.

State laws also address other computer crimes, including hacking and viruses, phishing, spyware, and cyberstalking. Spyware, software often unknowingly downloaded onto a user’s computer, collects small information about a user which can then be used to track web-browsing patterns, or worse, capture passwords and other personal data. States are cracking down on spyware, and also on “phishing” crimes, in which fraudsters collect personal data by tricking users to believe they are entering information into a credible website or email communication.

This website is organized around the following key issues related to technology crime:

You can search all Telecommunications and Information Technology documents on the site here.

      
 

 

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