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| News Highlights: Issues & Research | Hot Topics & Features | Standing Committees | A-Z Issues & NCSL Contacts | Bill Information | Other Resources |
Use of Credit Information for Insurance
For the last several years, insurance companies have been using credit information to determine a consumer's level of risk before selling or renewing auto, home or renter insurance policies. Legislators in 22 states and Puerto Rico are addressing legislation regarding the use of credit information in insurance in the 2013 legislative session. More
Broad Drop in State Unemployment
Unemployment declined in April in 40 states, the District of Columbia and Puerto Rico, according to the Bureau of Labor Statistics. Rates rose in three states and remained steady in the remaining seven states. States with the highest job growth were Texas, New York and Florida. More
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| Overview | Agriculture & Rural Development | Banking, Insurance & Financial Services | Budget & Tax | Civil & Criminal Justice | Economic Development, Gambling and Trade | Education | Energy |
| Environment & Natural Resources | Health (subportal) | Human Services (subportal) | Immigration | Labor & Employment | State-Tribal | Telecommunications & Information Technology | Transportation |
State Budget Update: Spring 2013
 States continue to move along a familiar path of slow and steady growth as the four-year anniversary of the official end of the Great Recession approaches, according to NCSL's newly released report, “State Budget Update: Spring 2013.” More
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Top Fiscal Issues for 2013 Legislative Sessions
 As the nation’s legislatures convene their 2013 sessions, state policymakers will face a wide range of fiscal issues. A fall 2012 survey of state legislative fiscal officers found that while most states continue to report stable conditions—with solid revenue performance and spending in line with budgeted estimates through the first few months of fiscal year (FY) 2013—states continue to face serious budget dilemmas that require tough choice. More
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"Weakcovery": State Revenues, Recessions and Recoveries
 This new NCSL brief examines the performance of cumulative state general fund revenues (both in dollars and year-over-year growth) in response to national recessions and recoveries from 1990 to the present. More
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State Tax Study Commisions
 Former Senator Russell Long of Louisiana had a succinct definition of tax reform: "Tax reform means 'don't tax you, don't tax me, tax that fellow behind the tree.'" While states tinker with their tax systems every year, most have tended to overlook the need for more fundamental tax reform to reflect structural economic change. Reform, according to University of Tennessee professor William Fox, "would seem to achieve more goals than just revenue chasing. Other goals might include better revenue elasticity, improved fairness, reduced efficiency costs, easier administration and compliance.". More
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