NCSL tracks a wide range of issues and at any one time some topics are of particular interest to legislators and legislative staff. On this page you will find issues of key concern in the area of Banking, Insurance and Financial Services.

• Foreclosures. State lawmakers are working to help consumers who are at risk of losing their homes by addressing the foreclosure crisis in different ways.
• Identity Theft.  Identity theft continues to plague consumers, businesses, and law enforcement. View NCSL's list of legislative actions to combat this crime.
• Use of Credit Information in Employment. State legislators are putting in place limitations on the use of credit information by employers to make employment decisions.
• Use of Credit Information in Insurance. State legislators and regulators are reevaluating whether insurers should be able to use a consumer's credit history or score in underwriting and pricing insurance policies.