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Broad Drop in State Unemployment

Unemployment declined in April in 40 states, the District of Columbia and Puerto Rico, according to the Bureau of Labor Statistics. Rates rose in three states and remained steady in the remaining seven states. States with the highest job growth were Texas, New York and Florida. More

State Budget Update: Spring 2013

States continue to move along a familiar path of slow and steady growth as the four-year anniversary of the official end of the Great Recession approaches, according to NCSL's newly released report, “State Budget Update: Spring 2013.” More
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Open Container and Consumption StatutesBill Summaries/ Databases5/13/2013 12:00:00 AM/default.aspx?tabid=2622626226This chart summarizes state statutes on open container and consumption of alcohol in public.
Mortgage Rules Remodeled Articles/Briefs/ Newsletters5/1/2013 12:00:00 AM/default.aspx?tabid=2609126091Read this article to learn about why homebuyers will see broad new protections when state and federal reforms take effect in January 2014.
Use of Credit Information in Employment 2013 LegislationBill Summaries/ Databases4/22/2013 12:00:00 AM/default.aspx?tabid=25931259312013 Use of Credit Information in Employment Legislation
Interstate Insurance Product Regulation Compact 2013 LegislationBill Summaries/ Databases4/18/2013 12:00:00 AM/default.aspx?tabid=25704257042013 Legislation regarding the Interstate Insurance Product Regulation Compact
Use of Credit Information in Insurance 2013 LegisBill Summaries/ Databases4/18/2013 12:00:00 AM/default.aspx?tabid=26110261102013 Use of Credit Information in Insurance Legislation
Consumer Report Security Freeze 2013 LegislationBill Summaries/ Databases4/17/2013 12:00:00 AM/default.aspx?tabid=26101261012013 Consumer Report Security Freeze Legislation
Consumer Report Security Freeze State StatutesBill Summaries/ Databases4/17/2013 12:00:00 AM/default.aspx?tabid=1247512475Consumer Report Security Freeze State Statutes
Credit or Debit Card Surcharges StatutesBill Summaries/ Databases4/16/2013 12:00:00 AM/default.aspx?tabid=2594425944State statutes that prohibit credit or debit card surcharges
Credit or Debit Card Surcharges 2013 LegislationBill Summaries/ Databases4/16/2013 12:00:00 AM/default.aspx?tabid=25945259452013 Credit or Debit Card Interest, Surcharges and Fees Legislation
Insurance State Regulators Selection and Term StatutesBill Summaries/ Databases4/12/2013 12:00:00 AM/default.aspx?tabid=2173221732Insurance State Regulators Selection and Term Statutes
Foreclosures Publications and ResourcesReports4/11/2013 12:00:00 AM/default.aspx?tabid=1251512515Foreclosures Publications, Links and Resources
Financial Literacy 2013 LegislationBill Summaries/ Databases4/2/2013 12:00:00 AM/default.aspx?tabid=26036260362013 Financial Literacy Legislation
Foreclosures 2013 LegislationBill Summaries/ Databases4/2/2013 12:00:00 AM/default.aspx?tabid=26048260482013 state foreclosure legislation
Payday Lending 2013 LegislationBill Summaries/ Databases3/18/2013 12:00:00 AM/default.aspx?tabid=25722257222013 Payday Lending Legislation
Gift Cards and Gift Certificates Statutes and LegislationBill Summaries/ Databases3/15/2013 12:00:00 AM/default.aspx?tabid=1247412474Gift Cards and Certificates Statutes and Recent Legislation
Use of Credit Information in Employment 2012 LegislationBill Summaries/ Databases3/6/2013 12:00:00 AM/default.aspx?tabid=24202242022012 Use of Credit Information in Employment Legislation
Financial Crimes Against the Elderly 2013 LegislationBill Summaries/ Databases3/5/2013 12:00:00 AM/default.aspx?tabid=25708257082013 Legislation on Financial Crimes Against the Elderly and Vulnerable Adults
Foreclosures 2012 LegislationBill Summaries/ Databases2/6/2013 12:00:00 AM/default.aspx?tabid=2535525355Buffeted by a turbulent housing market, foreclosures and delinquent payments continue to rise. This report examines the steps states have taken to address differing aspects of the foreclosure process.
Payday Lending 2012 LegislationBill Summaries/ Databases1/18/2013 12:00:00 AM/default.aspx?tabid=24355243552012 Payday Lending Legislation
Payday Lending State StatutesBill Summaries/ Databases1/18/2013 12:00:00 AM/default.aspx?tabid=1247312473Payday Lending State Statutes
State Owned Financial Institutions 2012 LegislationBill Summaries/ Databases1/16/2013 12:00:00 AM/default.aspx?tabid=24441244412012 State Owned Financial Institutions Legislation
Financial Crimes Against the Elderly 2012 LegislationBill Summaries/ Databases1/15/2013 12:00:00 AM/default.aspx?tabid=24819248192012 Legislation on Financial Crimes Against the Elderly and Vulnerable Adults
Consumer Report Security Freeze 2012 LegislationBill Summaries/ Databases1/11/2013 12:00:00 AM/default.aspx?tabid=24677246772012 Consumer Report Security Freeze Legislation
Interstate Insurance Product Regulation Compact 2012 LegislationBill Summaries/ Databases1/11/2013 12:00:00 AM/default.aspx?tabid=24243242432012 Legislation regarding the Interstate Insurance Product Regulation Compact
Surplus Lines Insurance 2012 LegislationBill Summaries/ Databases1/11/2013 12:00:00 AM/default.aspx?tabid=2425724257Surplus Lines Insurance 2012 Legislation
Interstate Insurance Product Regulation Compact StatutesBill Summaries/ Databases1/11/2013 12:00:00 AM/default.aspx?tabid=2164221642Interstate Insurance Product Regulation Compact State Statutes
Broken Trust: Elder Financial Exploitation LegislationArticles/Briefs/ Newsletters12/20/2012 12:00:00 AM/default.aspx?tabid=2563625636Exploitation of the elderly can involve illegal or improper use of a senior citizen’s funds, property or assets, as well as fraud or identity theft. In response to these crimes, states are making financial exploitation stand-alone crimes or enhancing penalties for crimes committed against older adults.
Use of Credit Information in Insurance 2012 LegisBill Summaries/ Databases11/21/2012 12:00:00 AM/default.aspx?tabid=26109261092012 Use of Credit Information in Insurance Legislation
Financial Literacy 2012 LegislationBill Summaries/ Databases11/21/2012 12:00:00 AM/default.aspx?tabid=24651246512012 Financial Literacy Legislation
Identity Theft 2012 LegislationBill Summaries/ Databases11/21/2012 12:00:00 AM/default.aspx?tabid=24668246682012 Identity Theft Legislation
Payday Lending in the States WebinarMultimedia10/26/2012 12:00:00 AM/default.aspx?tabid=2531025310Listen to this archived webinar to learn more about the issues surrounding payday lending.
National Mortgage Settlement SummaryBill Summaries/ Databases8/28/2012 12:00:00 AM/default.aspx?tabid=2456924569Summary of the National Mortgage Settlement
Medical Professionals Apologies 2012 LegislationBill Summaries/ Databases8/15/2012 12:00:00 AM/default.aspx?tabid=25172251722012 Medical Professional Apologies 2012 Legislation
Medical Liability/Medical Malpractice 2012 LegislationBill Summaries/ Databases8/15/2012 12:00:00 AM/default.aspx?tabid=25178251782012 Medical Liability/Medical Malpractice Legislation
Medical Liability/Medical Malpractice 2011 LegislationBill Summaries/ Databases8/15/2012 12:00:00 AM/default.aspx?tabid=22340223402011 Medical Liability/Medical Malpractice Legislation
Medical Professionals Apologies 2011 LegislationBill Summaries/ Databases8/15/2012 12:00:00 AM/default.aspx?tabid=22344223442011 Medical Professional Apologies Legislation
Identity Theft State StatutesBill Summaries/ Databases7/23/2012 12:00:00 AM/default.aspx?tabid=1253812538Identity Theft State Statutes
Foreclosures 2011 LegislationBill Summaries/ Databases2/20/2012 12:00:00 AM/default.aspx?tabid=22116221162011 Foreclosures Legislation
Surplus Lines Insurance 2011 LegislationBill Summaries/ Databases2/1/2012 12:00:00 AM/default.aspx?tabid=22175221752011 Surplus Lines Insurance Legislation
Abandoned or Unclaimed Property StatutesBill Summaries/ Databases1/19/2012 12:00:00 AM/default.aspx?tabid=2438124381Abandoned or Unclaimed Property Statutes
Interstate Insurance Product Regulation Compact 2011 LegislationBill Summaries/ Databases12/20/2011 12:00:00 AM/default.aspx?tabid=23151231512011 Legislation regarding the Interstate Insurance Product Regulation Compact
Use of Credit Information in Insurance 2011 LegislationBill Summaries/ Databases12/20/2011 12:00:00 AM/default.aspx?tabid=22188221882011 Use of Credit Information in Insurance Legislation
Identity Theft 2011 LegislationBill Summaries/ Databases12/19/2011 12:00:00 AM/default.aspx?tabid=22363223632011 Identity Theft Legislation
Use of Credit Information in Employment 2011 LegislationBill Summaries/ Databases12/19/2011 12:00:00 AM/default.aspx?tabid=22043220432011 Use of Credit Information in Employment Legislation
Consumer Report Security Freeze 2011 LegislationBill Summaries/ Databases12/15/2011 12:00:00 AM/default.aspx?tabid=23134231342011 Consumer Report Security Freeze Legislation
Payday Lending 2011 LegislationBill Summaries/ Databases12/7/2011 12:00:00 AM/default.aspx?tabid=22197221972011 Payday Lending Legislation
Financial Literacy 2011 LegislationBill Summaries/ Databases11/23/2011 12:00:00 AM/default.aspx?tabid=22238222382011 Financial Literacy Legislation
State Owned Financial Institutions 2011 LegislationBill Summaries/ Databases11/18/2011 12:00:00 AM/default.aspx?tabid=23886238862011 State Owned Financial Institutions Legislation
State Owned Financial Institutions 2010 LegislationBill Summaries/ Databases11/18/2011 12:00:00 AM/default.aspx?tabid=23888238882010 State Owned Financial Institutions Legislation
Are State-Owned Banks a Viable Option?Articles/Briefs/ Newsletters11/11/2011 12:00:00 AM/default.aspx?tabid=2385623856Legislators in at least 16 states have considered legislation to state-owned banks to encourage economic development and generate revenue. There are pros and cons.
Mortgage Fraud 2011 LegislationBill Summaries/ Databases9/22/2011 12:00:00 AM/default.aspx?tabid=23606236062011 Mortgage Fraud Legislation
Mortgage Fraud State Statutes and ResourcesReports9/22/2011 12:00:00 AM/default.aspx?tabid=1250412504Mortgage Fraud State Statutes and Resources
Financial Literacy ResourcesReports8/25/2011 12:00:00 AM/default.aspx?tabid=1249612496Financial Literacy Resources
Medical Liability/Medical Malpractice LawsBill Summaries/ Databases8/15/2011 12:00:00 AM/default.aspx?tabid=1851618516Medical Liability or Medical Malpractice Laws Chart
Identity Theft 2010 LegislationBill Summaries/ Databases3/9/2011 12:00:00 AM/default.aspx?tabid=21180211802010 Identity Theft Legislation
Financial Literacy 2010 LegislationBill Summaries/ Databases2/17/2011 12:00:00 AM/default.aspx?tabid=19497194972010 Financial Literacy Legislation
Medical Professionals Apologies 2010 LegislationBill Summaries/ Databases2/15/2011 12:00:00 AM/default.aspx?tabid=21347213472010 Medical Professional Apologies Legislation
Medical Liability/Malpractice 2010 LegislationBill Summaries/ Databases2/15/2011 12:00:00 AM/default.aspx?tabid=21348213482010 Medical Liability/Malpractice Legislation
Helping Working Families Build Financial SecurityArticles/Briefs/ Newsletters2/8/2011 12:00:00 AM/default.aspx?tabid=2218022180Several state policies can be used to help low- to middle-income families build financial assets and enabling them to survive a financial crisis.
State Legislators and Governors Oppose Congressional Action on State BankruptcyNews Release2/7/2011 12:00:00 AM/default.aspx?tabid=2216822168The nation's legislators and governors have signed a joint letter stating stating their opposition to proposals to allow states to declare bankruptcy. The letter, signed by the leaders of the National Conference of State Legislatures and the National Governors Association, reminds members of Congress that states have faced growing budget deficits for several years and have closed those deficits by cutting spending, and when necessary, increasing taxes.
NGA/NCSL Bankruptcy LetterLetters/Testimony2/4/2011 12:00:00 AM/default.aspx?tabid=2215522155NGA/NCSL Bankruptcy Letter: The nation's governors and legislators do not support proposals to provide states with bankruptcy protection.
Foreclosures 2010 LegislationBill Summaries/ Databases1/25/2011 12:00:00 AM/default.aspx?tabid=19477194772010 Foreclosures Legislation
Credit Card Skimming Devices Laws and LegislationBill Summaries/ Databases1/24/2011 12:00:00 AM/default.aspx?tabid=1254612546Credit Card Skimming Devicies Laws and Legislation
Use of Credit Information in Employment 2010 LegislationBill Summaries/ Databases1/13/2011 12:00:00 AM/default.aspx?tabid=19825198252010 Use of Credit Information in Employment Legislation
Letter to State Legislative Leaders on SLIMPACTLetters/Testimony1/10/2011 12:00:00 AM/default.aspx?tabid=2201922019Letter to State Legislative Leaders on SLIMPACT
Payday Lending 2010 LegislationBill Summaries/ Databases1/6/2011 12:00:00 AM/default.aspx?tabid=19600196002010 Payday Lending Legislation
Use of Credit Information in Insurance 2010 LegislationBill Summaries/ Databases11/24/2010 12:00:00 AM/default.aspx?tabid=19657196572010 Use of Credit Information in Insurance Legislation
Consumer Report Security Freeze 2010 LegislationBill Summaries/ Databases11/24/2010 12:00:00 AM/default.aspx?tabid=23133231332010 Consumer Report Security Freeze Legislation
Interstate Insurance Product Regulation Compact 2010 LegislationBill Summaries/ Databases11/22/2010 12:00:00 AM/default.aspx?tabid=20186201862010 Legislation regarding the Interstate Insurance Product Regulation Compact
Use of Credit Information in Insurance ResourcesReports10/14/2010 12:00:00 AM/default.aspx?tabid=1253212532Use of Credit Information in Insurance Resources
Mortgage Fraud 2010 LegislationBill Summaries/ Databases9/22/2010 12:00:00 AM/default.aspx?tabid=20021200212010 Mortgage Fraud Legislation
Credit Counseling, Debt Management and Settlement 2010 LegislationBill Summaries/ Databases9/8/2010 12:00:00 AM/default.aspx?tabid=21254212542010 Legislation on Credit Counseling, Debt Management and Debt Settlement
Credit Counseling, Debt Management and Settlement State StatutesBill Summaries/ Databases9/8/2010 12:00:00 AM/default.aspx?tabid=2125621256Credit Counseling, Debt Management and Debt Settlement State Statutes
Credit Counseling, Debt Management and Settlement 2009 LegislationBill Summaries/ Databases9/8/2010 12:00:00 AM/default.aspx?tabid=18564185642009 Legislation on Credit Counseling, Debt Management and Debt Settlement
Identity Theft 2009 LegislationBill Summaries/ Databases8/27/2010 12:00:00 AM/default.aspx?tabid=18999189992009 Identity Theft Legislation
Credit Cards and Merchant Fees 2010 LegislationBill Summaries/ Databases7/21/2010 12:00:00 AM/default.aspx?tabid=20876208762010 Credit Cards and Merchant and Interchange Fees Legislation
Social Security Number 2010 LegislationBill Summaries/ Databases6/21/2010 12:00:00 AM/default.aspx?tabid=20634206342010 Social Security Number Legislation
NCSL/NCOIL Financial Reform Conference LetterLetters/Testimony6/8/2010 12:00:00 AM/default.aspx?tabid=2047820478NCSL/NCOIL Financial Reform Conference Letter
Social Security Number 2009 LegislationBill Summaries/ Databases5/7/2010 12:00:00 AM/default.aspx?tabid=20297202972009 Social Security Number Legislation
Interstate Insurance Product Regulation Compact 2009 LegislationBill Summaries/ Databases4/16/2010 12:00:00 AM/default.aspx?tabid=20188201882009 Legislation regarding the Interstate Insurance Product Regulation Compact
Mortgage Lending Practices 2010 LegislationBill Summaries/ Databases3/18/2010 12:00:00 AM/default.aspx?tabid=20018200182010 Mortgage Lending Practices Legislation
Mortgage Fraud 2009 LegislationBill Summaries/ Databases3/18/2010 12:00:00 AM/default.aspx?tabid=19199191992009 Mortgage Fraud Legislation
Mortgage Lending Practices 2009 LegislationBill Summaries/ Databases3/10/2010 12:00:00 AM/default.aspx?tabid=17869178692009 Mortgage Lending Practices Legislation
Medical Professionals Apologies 2009 LegislationBill Summaries/ Databases2/12/2010 12:00:00 AM/default.aspx?tabid=17487174872009 Medical Professional Apologies Legislation
Medical Liability/Malpractice 2009 LegislationBill Summaries/ Databases2/4/2010 12:00:00 AM/default.aspx?tabid=17488174882009 Medical Liability/Malpractice Legislation
[LegisBrief] Credit Card Reforms for StudentsArticles/Briefs/ Newsletters1/12/2010 12:00:00 AM/default.aspx?tabid=1952219522As student education and living expenses increase, more students have relied on credit cards and indicate the need for more financial management education.
Foreclosures 2009 LegislationBill Summaries/ Databases1/5/2010 12:00:00 AM/default.aspx?tabid=17229172292009 Foreclosures Legislation
Payday Lending 2009 LegislationBill Summaries/ Databases11/24/2009 12:00:00 AM/default.aspx?tabid=17298172982009 Payday Lending Legislation
Use of Credit Information in Employment 2009 LegislationBill Summaries/ Databases11/24/2009 12:00:00 AM/default.aspx?tabid=19374193742009 Use of Credit Information in Employment Legislation
Credit Card Numbers on Receipts LegislationBill Summaries/ Databases11/16/2009 12:00:00 AM/default.aspx?tabid=1254712547Credit Card Numbers on Receipts Legislation
SL Mag: Right to RegulateArticles/Briefs/ Newsletters10/15/2009 12:00:00 AM/default.aspx?tabid=1884618846Amid claims the federal government should oversee insurance companies,state lawmakers say consumers are better off with them in charge.
SL Magazine: Your Money for Your Life (Insurance)Articles/Briefs/ Newsletters5/18/2009 12:00:00 AM/default.aspx?tabid=1743617436Selling a policy for cash is not as unusual as you might think.
Foreclosures 2007 Enacted LegislationBill Summaries/ Databases1/21/2009 12:00:00 AM/default.aspx?tabid=12513125132007 Enacted Foreclosure Legislation
Foreclosures 2008 Enacted LegislationBill Summaries/ Databases1/21/2009 12:00:00 AM/default.aspx?tabid=12510125102008 Enacted Foreclosure Legislation
Payday Lending 2008 Enacted LegislationBill Summaries/ Databases1/15/2009 12:00:00 AM/default.aspx?tabid=12481124812008 Enacted Payday Lending Legislation
Mortgage Lending Practices State StatutesBill Summaries/ Databases6/12/2008 12:00:00 AM/default.aspx?tabid=1251112511Mortgage Lending Practices State Statutes and Links
Social Security Number 2007 Enacted LegislationBill Summaries/ Databases4/21/2008 12:00:00 AM/default.aspx?tabid=12559125592007 Enacted Social Security Number Legislation
Social Security Number 2007 Introduced LegislationBill Summaries/ Databases4/21/2008 12:00:00 AM/default.aspx?tabid=12562125622007 Introduced Social Security Number Legislation
Payday Lending 2007 Enacted LegislationBill Summaries/ Databases3/14/2008 12:00:00 AM/default.aspx?tabid=12506125062007 Enacted Payday Lending Legislation
Payday Lending 2007 Introduced LegislationBill Summaries/ Databases3/14/2008 12:00:00 AM/default.aspx?tabid=12507125072007 Introduced Payday Lending Legislation
State Legislatures Magazine: StateStats: Mortgage Fraud, March 2008Articles/Briefs/ Newsletters2/20/2008 12:00:00 AM/default.aspx?tabid=1256712567
LegisBrief: State Foreclosure Solutions - January 2008Articles/Briefs/ Newsletters1/7/2008 12:00:00 AM/default.aspx?tabid=1252112521LegisBrief State Foreclosure Solutions January 2008
State Legislatures Magazine: Residential Mortgage Licensing System, September 2007Articles/Briefs/ Newsletters8/31/2007 12:00:00 AM/default.aspx?tabid=1257212572
State Legislatures Magazine: Keeping the Homeownership Dream Alive, September 2007Articles/Briefs/ Newsletters8/22/2007 12:00:00 AM/default.aspx?tabid=1246912469
LegisBrief: Security Freezes - June/July 2007Articles/Briefs/ Newsletters6/1/2007 12:00:00 AM/default.aspx?tabid=1252012520LegisBrief on Security Freezes June 2007
State Legislatures Magazine: Commentary: Financial Ignorance Is Not BlissArticles/Briefs/ Newsletters3/7/2007 12:00:00 AM/default.aspx?tabid=1256812568
Credit Reporting: A Primer for PolicymakersReports9/5/2006 12:00:00 AM/default.aspx?tabid=1251712517
March 2003 State Legislatures Magazine: Insurance Regulation: A Time for ChangeArticles/Briefs/ Newsletters3/1/2003 12:00:00 AM/default.aspx?tabid=1251812518
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